Problems Research On Development Of County Bank In Our Country

With the deepening of rural financial reform in our country, rural banks as part of the newrural financial institutions, has contributed a great power in dealing the problem of“agriculture, rural areas and farmers” and accelerating the rural economics. However, thereare some bottleneck problems in the actual operating of rural banks. Since it is so difficult tobalance its “policy” and “commercial”, that has a serious impact on rural banks’ providinglasting power to complete the financial supply and services in rural areas. Therefore, throughthoroughly, systematic, comprehensive research on rural banks’ development problems, putforward the corresponding solution strategy, and realize the sustainable development ofrural banks will do have theoretical and practical significance.My paper firstly sets five theory as support, and then uses summarizing documents methodto give a definition of development of rural banks, to list the problems the county banks arefacing with by compared with an international case. Secondly, use data analysis method, toanalysis the bottleneck ahead the path of development of ZhongShanXiaoLan County Bank.Finally, the way to realize the strategy of sustainable development can be concluded: tostrengthen rural banks’ management level, to improve financial ecological environment andinfrastructure, to enhance the supervision.The innovation of this article: through deep researches on problems of sustainabledevelopment about ZhongShanXiaoLan County Bank, I put forward solutions on businessand external ecologically sustainable development of that bank; then uses the grameen modelto point out the bottleneck for sustainable development of rural banks in our country, andtake adventage of zhongshanxiaolan bank’s experience to stretch out the measures ofresolving the sustainable development problems.