| Without doubt, the pension issues are directly related to the people′s interests in ourcountry. The pension issues in rural areas are particularly critical in the process of buildingnew socialist countryside and harmonious socialist society. In the premise of the weakeningfunction of the traditional endowment and the the imperfect social endowment insurance, astudy on the innovation of rural pension insurance mode is needed. Therefore, we base on theline of rural housing and land assets and refer to the domestic and foreign experiences tostudy the new rural pension insurance mode as the supplement to the existing modes for theaged.This article is mainly divided into four parts. The first chapter is the introduction, whichintroduces the background and significance of the topic, the research methods, the relevantreview of the former studies and the innovation spot. The second chapter is an analysis of theaging problems existed in rural areas. The analysis are from the aspects such as the aging ofthe population, the weakening of family retirement function, and the imperfect socialendowment insurance. The third chapter focuses on the study feasibility of China’s ruralpension insurance modes based on the housing and land assets. The fourth chapter intoduceshow to design the two rural pension insurance modes. Before the specific analysis on thebasical model and the advises of the Home Equity Pension Insurance mode and the landsecurity mode, the division of China’s rural regions based on the housing and land assetsthrough SPSS software is necessary. With the utilization of factor analysis and clusteranalysis, the categories are more rational and the different categories are regarded as the startof our study. |
