Analysis On Evaluation Of Competitiveness For Chinese Commercial Banks

The commercial banks’ competitiveness is refer to the businessperformance and management capability of the banks when they usingresources owned to provide quality products and services to create valueand gain sustainable development in the function of market mechanism.In the complex and volatile international economic environment anduncertain situation of domestic economic, Chinese commercial banks arefacing a huge challenge. How to select and use scientific and rationalmeans to evaluate the management performance of Chinese commercialbanks, thus pointing to find out the method to enhance theircompetitiveness to maintain a sound and rapid development, is an issueworthy of study.This thesis tries to form a commercial bank competitivenessevaluation criterion from four aspects such as profitability, developmentcapability, cost control and risk management. Then use this criterion toconduct empirical analysis on several domestic listed commercial banks’competitiveness by getting factor scores based on a series of indicators from annual report. Finally come up with suggestions on how to furtherenhance the competitiveness of Chinese commercial banks.