Design And Implementation Of Commercial Banks To Small And Micro Businesses Network Revolving Loan System

At present, small enterprises have become an important pillar of China’seconomic and social development, the national commercial bank support for thefinancing of small enterprises are also gradually improve. The traditional creditproducts cannot meet the demand of flexible small business customers for funds.Contemporary commercial banks urgently need to a new loan products to meet marketdemand, so the network revolving loan concept became small and micro businessesand financing of the important guiding ideology and development direction. Smallenterprise network revolving loan system is "a pattern of revolving loan+networktechnology", specifically for small and micro businesses. Significant characteristicsof network revolving loan revolve credit, drawing with the Internet, high flexibilityand cost savings.This thesis starting from the actual work flow network revolving loan, analysisof the current small and micro businesses loans and the status quo, existing in thepresent network circulation loan problems in-depth analysis, according to the actualsituation of the revolving loan management system requirements, established theplanning structure system development environment and operating mode and systemand the main function module. The system’s main functions include customermanagement, loan management, system management, database management, andother functional modules. At the same time, on the base of specific systemimplementation method, this thesis also introduces the design of the system database,including E-R design and main data table design.The implementation of the network revolving loan management system using c#language based on the.Net3.5framework, the structure of the system is B/S structure,and using Microsoft SQL Server2000as the database. The realization of the systemsolves the problems of small and micro businesses loan system, convenient for dailywork of small and micro businesses loan management, improve the overall loanmanagement efficiency, thus bring enormous contribution for the reform andinnovation of bank loans.