The Design And Implementation Of Longjiang Bank Operational Risk Monitoring System

With the continuous development of the banking business and expandingvarious innovative products, counter business operational risk has become thesecond largest after the credit risk exposure. Meanwhile, with the increasingvolume of Longjiang Bank business, the human cost of the traditional paper-basedmethods of supervision is growing. Electronic risk monitoring processes can bebased on different businesses have different risk levels targeted crawling counterbusiness, to focus on monitoring and prompt service control point, and the wholejurisdiction of the counter business by the way of electronic image of centralizedmonitoring, can reduce labor costs, improve efficiency, enhance risk monitoring.Longjiang Bank operational risk monitoring system depend on the core dataand scan evidence, through the establishment of an abnormal form of monitoringmodel data is filtered out, and a way to verify the notification issued bank. Thesystem includes image processing, business monitoring, and auxiliary functions thethree modules, the entire business process including image scanning, imagetransmission, automatic blending, artificial makeup, water exception handling,important monitoring, artificial selection monitoring, and continue monitoring,error handling, task allocation and announce information. Through a series ofbusiness processes, the system in terms of risk prevention, strengthen supervisioncan play an important role.Longjiang Bank operational risk monitoring system using BS (Browse/Server) mode, J2EE architecture clients only need to install IE to other clientcomponents can be automatically installed from the server, the server has anapplication server, WEB server, database server, document server, applicationserver and WEB server which is combined into one. System is divided into thepresentation layer, application layer, business logic layer, data layer as a whole.Longjiang Bank operational risk monitoring system focus on supervising thebusiness and risk warning, the use of imaging technologies, build integratedinformation gathering, conducting risk analysis and monitoring system to improvethe operation of the automatic exposure control and early warning capabilities andimprove operational business risks management system.