Research On Establishing A Uniform Basic Old-age Insurance System Of Urban And Rural Residents

"On establishing a uniform basic old-age insurance system of urban and rural residents opinions issued by the state council in 2014, decided to put urban resident insurance and new rural insurance merge two system implementation, the establishment of the national unified system of basic old-age insurance for urban and rural residents, which will be used for both urban and rural residents aged unified system provides policy guidance. Policy laws and regulations can not be replaced, however, it only classified as other normative documents, can only play a guidance function. Based on the definition of the concept of urban and rural residents basic endowment insurance, the relevant theory, on the city in the cover and new agricultural insurance system research, combining with the urban and rural residents endowment insurance system in various provinces and cities development present situation, put forward the problems existing in the urban and rural old-age insurance system, and build for the future development of the urban and rural residents basic endowment insurance ordinance policy Suggestions are put forward. Through the " byelaw of endowment insurance of urban and rural residents basic building, better guarantee the legitimate rights, urban and rural residents and to make urban and rural residents and more authoritative, execute endowment insurance system. Followed the research train of thought of this, this article roughly divided into the following several parts:The first part: describe the paper selected topic background and significance, and the literature of urban and rural residents endowment insurance at home and abroad were summarized, in this paper, the research framework and research methods are put forward.The second part: the basic old-age insurance system of the urban and rural resident definition of relevant concepts and related theories. Mainly to the new rural insurance, urban resident insurance, urban and rural residents endowment insurance definition of these three aspects. Urban and rural resident endowment insurance system related theory, mainly from the urban-rural integration theory, John Rawls’ s theory of "theory of justice", labor mobility analysis of three aspects. Study of urban and rural resident endowment insurance system theory, which can be a deeper understanding of significance of building a unified urban and rural residents endowment insurance system, so as to guide our country basic endowment insurance system for urban and rural residents of legislation and practice.The third part: build a unified system of basic old-age insurance for the urban and rural resident feasibility analysis. Mainly from the support of national policy, the similarity of system itself, constructing the urban and rural old-age insurance system the necessity from three aspects of analysis, further argument to build a unified system of basic old-age insurance for urban and rural residents is feasible.The fourth part: the development of the urban and rural resident endowment insurance system and the present situation. Mainly through to the new rural insurance system and the present situation, the system of urban resident insurance and the present situation, there are similarities between to build a unified system of basic old-age insurance for urban and rural residents. Then the old-age insurance system and urban and rural residents for the analysis of the status quo, providing the basis for below problems that exist in the practice.The fifth part: in the operation of the various provinces and cities in urban and rural resident endowment insurance problems. Through to the system of basic old-age insurance for urban and rural residents mainly of the four patterns of comparative analysis, it is concluded that in practice the problems in various provinces and cities. In the process of system implementation, the problems are: the fund raising and management problems; Pension problems; Main problems of its own; Enrollment procedures; Regulatory issues; Liability issues.The sixth part: to build a unified pension insurance system design. Mainly introduce unified regulations on urban and rural resident basic endowment insurance. Mainly from the system principle, entity, procedure and supervision, legal responsibility for design of urban and rural residents endowment insurance system.