Legal Regulation On The Off-line Payment By 2-dimension Bar Code

In recent years, as a new third party payment method, the off-line payment by 2-dimension bar code has become a common way of trading, but with the deepening of practice, it also brings the problem of legal regulation. Due to considerable differences in the the off-line payment by 2-dimension bar code mode will a series of transactions are simplified for 2-dimension bar code and transaction flow separation line and the line respectively, and that of the traditional payment, and China currently there is no legislation on such transactions and model be preset and regulate, how to solve a series of disputes, therefore, is a blank area of the law, which can not be don’t let people worry about the risk that its presence in the security and legal supervision. Obviously, at present, our country law lacks the effective regulation of 2-dimension bar code, which is not conducive to the healthy development of the new payment model.Therefore, this paper attempts to on line payment to analyze the process of 2-dimension bar code, to clarify the legal relationship between the trading patterns, are involved in determining the legal status of the parties to the transaction, in order to solve the corresponding protection of consumers’ rights and interests, unfair competition behavior regulation, taxation and financial supervision of a series of problems. Finally, according to the situation of our country proposed the suggestion to improve legislation. The full text of about twenty thousand words, is divided into five parts. The first part: introduction, introduces the research background, research significance, research status, and explains the research methods and ideas. The second part: overview, mainly to clarify the basic concept and main features of 2-dimension bar code payment, and from the payment type, payment process and payment of the main three aspects of the line under the 2-dimension bar code payment model. The third part: the main legal issues of the payment of the line under the line, first of all, the legal position of the third party payment is discussed, and then the main legal relationship of the line under the 2-dimension bar code payment. The fourth part: the analysis of the impact of the line under the 2-dimension bar code to pay on the rights and interests of consumers and the regulatory system, pointed out that the current legal loopholes and the existence of risk. The fifth part, improve line two-dimensional code payment system, legal thinking, put forward legislative proposals for the protection of consumers’ rights and interests, the regulation of unfair competition acts, and puts forward some views to construct the regulatory system, and on the line of 2-dimension bar code to pay tax idea.