| In recent years, the prevalence of insurance sales misleading acts of bad faith, a serious impediment to the healthy development of the insurance industry, which the insurer a clear description of performance of the obligation is not in place is one of the important reasons. China’s Insurance Law insurer specify the obligations of the very general, this paper, the method of comparison, the interpretation of the law, investigation and analysis, case studies, and value analysis to establish a whole insurer specify the framework of the obligation system.The first compared the two legal systems in the insurer clear obligation of the legislative current situation, explains the concept and characteristics clearly stated obligations, the analysis of the statute clearly the obligations bear with two levels. Based insurer clear understanding of the obligations theoretical basis, to deconstruct its specific areas, such as the scope, methods and standards, analysis of the exceptions, to clarify the obligations of the legal consequences of violating the clear, the last related to amending the law proposal. |