Legal Research On Account Receivable Secured Financing

Our country has been striving to broaden the financing platforms to small and medium-sized enterprises and offer financing channels to substantial economy. While the lack of thing pledge in small and medium-sized enterprises causes a embarrassing situation that is difficult to financing to minor enterprises. There is no doubt that receivables backed financing open the door for financing difficulty by recommending the overseas financial mode.Nevertheless, accounts receivable due to defects in our current legal system exists secured financing problems arising in practice, the definition of accounts receivable is not clear, the public system is not perfect, accounts receivable system is imperfect realization of security rights, the right to basic flaws, and due to risk-based transaction contract malicious party or parties arising, so that small and medium sized financial institutions did not dare carry out f receivables backed financing, and it is difficult to broaden the variety of accounts receivable financing. Combined with the overseas definition of accounts receivable, guarantees the public system, guarantee the right to implement the system, accounts receivable secured financing system of legal regulation and experience, the text puts forward the effective suggestion to account receivable secured financing risk supervision system through the way of comparative analysis..