Network Of Legal Regulation Of The Financial Research

The emergence of network finance to break the blockade on the monetary fund in the sales channels, relying on the network, will be paid fund products and network platform are connected to the terminal software of cooperation, formed a new sales channel, makes the fund company direct exchanges with the user, broke through the bank of the sales bottleneck.the network finance characteristics of the free, simple, intuitive, quick biggest. the network finance in the line with the current social industries to combined with network development trend.The network finance is a new thing, a network and a good attempt to financial cooperation innovation model, low investment threshold has many advantages, but the network itself has financial liquidity withdrawals, and other high promise unfulfilled potential financial risks of its regulatory there is a relative vacuum and some lag problems have become increasingly prominent. The emergence of new financial model also implies the need for new regulatory legislation, to clarify the nature and legal status as soon as the network of financial institutions in the form of legislation, its organization, access to qualified, business model, risk prevention, supervision and management, measures to resolve disputes and penalties to regulate. Network technology sector more involved, in order to be able to stabilize the development of a network of financial market regulators are looking forward to improve the regulatory and legal departments as soon as possible in the field of Internet banking, fast, efficient network of financial risk prevention, improve the balance of our treasure to-peer networks financial products, legal regulation,This safeguard investors’ legitimate rights and interests of third-party financial institutions to promote healthy and orderly development and improvement of China’s socialist legal system has important practical significance.In the induction of financial risks and legal risks, made a number of specific recommendations. First, the principle of the network is to clear legal regulation of finance, for which must be based on a clear market-oriented regulatory body, Second, to strengthen industry self-management and information disclosure system in order to promote the improvement of the network of financial regulatory mechanisms. Finally, in order to clarify the legal relationship between the network of financial well-established system for handling disputes and other related laws and regulation.