Research On The Compulsory Food Safety Liability Insurance In China

Food is a basic necessity of life, which is also the basis for other socialactivities, closely linked to the stability of social life and society. The national’semphasis on food safety issues elevated to a higher level since the "Sanlu melamine"incident. Because the object is not specific, the food safety incidents will affect awide range, have worse effects and last a long time. Once happened, it will seriouslyinvade the health rights and property rights of customers within a certain range.moreover some producers don’t have the payment ability for the huge amount,which will break the normal order of production and operation. In this situation,these producers have to go bankrupt. Due to lack of supervision, the credibility ofthe government has declined, and the government has to pay for the food safetyaccidents. In order to solving the problem of food security incidents, only relying ongovernment regulation is not enough, we must combine other reasonable andeffective rules.We can integrate the food safety issues with the insurance, which caneffectively allocate the accidents loss and transfer the risk of the management. It hasgreat and far-reaching significance to establish our country’s compulsory food safetyliability insurance. The food safety liability insurance can compensate for theaccident in the first place, and it won’t miss the best period of diagnosis andtreatment. Moreover, it transfers the risk of producers to the insurance companieswho have the sufficient ability to make the payment, which maintains the normalorder of production and operation. At last, the compulsory food safety liabilityinsurance helps protect the regulatory responsibility of the government and replacesthe government to pay the accidents.This article combines with some related rules from other countries, discussesthe concept, features, nature, and the necessity and feasibility of the implementationof the compulsory food safety liability insurance. The full text is divided into fivechapters: The first chapter introduces the related concepts and the legal characteristics of system. The second chapter talks about the necessity and feasibilityof compulsory food safety liability insurance in China. Mainly from the point of thecurrent status of China’s food safety and liability insurance market, the deficiency ofthe payment ability to explain that our country has the condition to build thecompulsory food safety liability insurance. The third chapter talks about somerelated rules from other countries, like US, EU and Japan, which can provide ussome useful instructions to build our own rules. The fourth chapter is the part of thebasic contents of building this rules, mainly demonstrates the legislative mode, thesubjects, fundamental principles and the insured objects. The fifth chapter focuses onthe application of the food safety insurance, which will focus on the insurancepayment, the supervision and relief.The establishment of compulsory food safety liability insurance can be seen asa strong protection method for protecting the rights of customers and transferring therisk of produces. This article will discuss the contents and application of thisinsurance rule to help improve the development of the work on food safety. Thecompulsory food safety liability insurance is a comprehensive benefits system,which can help promote the career of food safety in our country towards a newheight.