Theory Of The Perfection Of Legal System Of Rural Credit Cooperatives "Coinsurance Group"

As the mainstay of rural financial institutions, credit cooperatives, through continuous exploration and development, the coinsurance group system in the practice of rural markets work has been carried out, and achieved initial results. But because the coinsurance group system in the construction of laws and regulations system itself has defects, such as loan disputes, lack of legal basis, the relevant laws and regulations of legal status is relatively low. Therefore, the system of rural credit cooperatives group of group of in-depth analysis and careful comparison, it is concluded that more advanced theory to guide practice, this will play a crucial role for the economic development of our country. In this paper, by reference to the domestic and foreign authoritative data, journal, thesis, through the empirical analysis and historical analysis to study the connotation of the group of group. In control on the basis of its constituent elements and the connotation, combined with China’s\"security law\",\"property law\",\"rural credit cooperatives loan regulations\" and other laws and regulations, combined with a large number of field research, in order to further perfect our country rural group of group of the legal system put forward some Suggestions. In this paper, the content of the first chapter is on the interpretation of the concept of group of group, and according to its inner meaning and background of carried on the detailed elaboration, further introduces the basic system of group of group of related theories and the basic values of its operation, thus demonstrates the necessity and feasibility of the coinsurance group system. The content of the second chapter is to decompose the coinsurance group system in our country the status quo of by one group of group system at home and abroad and compared, according to the principle of seeking truth from facts and the present situation of the rural economy in our country, calculated the deficiency in the system of our country’s team group. In addition, the system of rural group of group legislative level is low and the present rural credit demand, at this stage of the law can not meet the efficient operation of rural credit, hinders the farmers’ income, restricted the rapid development of rural economy. The third chapter is based on the analysis of the lack of the second chapter enumerated individually, and then put forward the relevant problems of the corresponding solutions. This chapter from four aspects has carried on the building, the first solution to the problem of the group of group system of risk control can put some existing law to solve the risk is to solve immediately. Secondly, a new model of development group of group system. Group of group can be a mutual insurance between species group, also can be a cross between a variety of categories group of group. Finally, according to the actual situation of our country now, the coinsurance group in China puts forward some Suggestions for the improvement of the specific legal provisions.