The Study On Guangdong Province Diversified Pension Mode Under The Background Of Population Aging

The aging of population structure is the inevitable development trend of the world’s population. China has entered the ranks of the aging of population at the end of 1999, the population aging process, its impact on the economy and society is gradually emerging, is the most difficult problem of the elderly has a large number of aging society.The developed country has entered the aging society experienced a long time, they can get the reserves of wealth of society, the developed countries are more relaxed than China in coping with the aging of the population.The population aging in China rapidly, and the aging trend.Although our country in the past 30 years of reform and opening up the economy, resulting in a " old before getting rich " phenomenon,the manner in which the pension has become the focus of attention of members of society aging problem. Guangdong Province, as the forefront of China’s reform and opening up, the population structure in the Pearl River Delta region has a large number of young population, but the population of Guangdong Province in 2013 entered the aging, although the aging degree of Guangdong Province is slightly lower than the national average level, but the aging situation is still grim. In the face of the status of the aging population, the government actively explore the conditions and needs of the elderly pension, pension mode of the current mainstream of traditional family pension mode, community home care model and institutions pension model. The characteristics of these three kinds of mode distinct, The traditional pension model and Chinese traditional" adopted son treasure "old-age culture closely fit, so has been aged in China are preferred, but due to the current number of smaller families and children is reduced, so the traditional pension model and shows some bugs. Compared with the traditional family pension, pension institutions model can provide different levels of needs of elderly nursing care of the pension agency, but the threshold is high, the pressure of government investment. Community home care model can meet the needs of the elderly spiritual comfort, and can meet the requirements of professional care, but care institutions pension model is idatively strong. Divided up from the property, the three modes can be summed up two kinds of attributes of self pension and social pension.This article based on the present situation of the main pension service model analysis of Guangdong Province, combining the theory of previous research, Guangdong Province should be how to make good use of its geographical advantage and economic strength, and planning to build a diversified pension service model to deal with the aging of population structure. This article is divided into six parts. The first part about analysis of the background of an aging population and the research question, research significance, research methods. The second part to the four part of the family pension, community home care,institutional care concept, classification and analysis of the status situation. The last part is the research results and suggestions.