Legislative Model Private Financial Regulation And Path Selection

China’s current private lending in the legislative and judicial practice, there aremany problems, it is difficult to prevent private lending crisis.Should be specializedfor private lending legislation and legal system should be established to what hasbeen a controversial issue, legislation wavering.I tried to private lending throughanalysis of the current status of legislation in our country and run ideas, points out theproblems of private lending legislation. I believe that the legislative system of privatelending norms should be the general rule and special rules of combining multi-levellegislative system. While private lending legislation should focus on specificallyregulated and those for-profit organization specializing in lending business andindividuals. Finally, drawing on ancient China and the United States, the UnitedKingdom, Hong Kong on the basis of legislative experience, I believe that thelegislation should focus on specialized business entities for lending, lending interestrates, operating regions, sources of funding, legal liability and other aspects to beregulated.