The Research On Construction Of Community Financial Outlets Of Commercial Banks In China

At this stage, with the continuous improvement of China’s financial system, the competition of the banking industry is becoming increasingly fierce, how to quickly narrow the gap between the banks and enhance competitiveness has become the focus of the theory and the banking sector. At the same time, with the rapid development of society and economy in recent years, the voice of "financial services to the real economy" has become more and more strong. In this context, the development of community banks has been raised. Community banks in the development of foreign countries has been very mature and perfect, and the United States is the best representative of the development of the best, and our community financial network in this area is still in its infancy.A bank as the main object of study, the use of Financial Symbiosis Theory, general comparison advantage theory and theory of relationship lending as the research and analysis of theoretical basis, and with the help of the literature research method and case analysis method, provides a practical and useful experience for the development of community bank in China. Then combined with a banking market in Yunnan Province Development and its positive innovation and development, analysis of the construction of community bank orientation and guiding ideology and strategic location factors, and on this basis for a community bank financial outlets in the development of Yunnan Province developed a corresponding implementation strategies, which are divided into the site planning, service operation, evaluation and safeguard measures in four aspects, in order to a bank building community financial outlets provide scientific theoretical support and practical strategy reference and construction scheme.