Situation In Yanbian Commercial Banks And Countermeasures

In recent years, the pace of China’s reform and opening up unceasingly thorough, caused by the reform and opening up of China s economic and financial system has certain advance, the most important is relying on in the Chinese banking industry has been rapid and healthy development of, and on China’s banking industry both in system, mechanism, business scale, risk control or quality of service field, have played a role in promoting and has achieved remarkable effect, which has the most significant effect of Mo too Chinese state-owned commercial banks for the understanding of the financial world has been high degree of strengthening. In 2011, China’s accession to the WTO, in economic globalization and finance internationalization background, some commercial banks in our country is facing the reform and the reform of subject is more internationalized and tends to be more globalization.Although China’s banking sector has been a certain development, many residues of the unsound banking also will disappear, but the banking of our country still exist the process of market interest rates, weak marketing awareness, service object is not clear and so many business problems.Today’s society, with the development of China’s banking industry, and the China’s banking industry to explore the existence of their own problems, the more important is in the face of foreign banks into the grim situation of our country, how to in an invincible position in the competition from the foreign banks and in the commercial bank system of our country establish more important role, has become urgent to be solved in China’s state-owned commercial banks is an important subject.This thesis is on the basis of State Development Bank industry policies, from many aspects, and the needle for Yanbian area banking industry development present situation analysis, the in Yanbian District, all commercial banks, the data are compared, on development of commercial banks of the Yanbian region and puts forward the proposals and countermeasures. In this paper, mainly through the bank industry in Yanbian area of various kinds of assets and liabilities analysis, physical outlets and personnel deployment analysis, intermediate business and business analysis, bank business development and internal control analysis index analysis, the problems of Yanbian local commercial banks are almost and enclosed in Yanbian area commercial bank development strategy are summarized.