Study On The Cause And Solutions Of Non-performing Loan Of Rural Credit Cooperatives In S County

A region’s economic operation is not only the lifeblood of an area, but also the lifeblood of the country’s future development. But the healthy development of the banking sector is the key of the economic operation. The rural credit cooperative of S county is the most branches and the largest commercial banks. However, in recent years, there are more and more bad loans. Non-performing loans affect the normal operation and sustained profitability seriously, for that it occupies 36.14% of the total loan in 2015. This thesis mainly focuses on the operating data for statistical analysis of the rural credit cooperatives in S county about 2005 to 2015, and the reason of the history of bad loans. From analyzing the local situation of S county and internal personnel structure, the system of history. Working out relevant countermeasures to overcome the situation. Finding the help of legal weapon to remove bad loans. Also strictly controlled new loans from the internal management cut off the bad loans from the source. Let the rural credit cooperatives of S county turn the corner and contribute the power of supporting agriculture, rural areas and farmers, the new rural construction.