Small And Micro Guarantee Business Risk Control Research Of F Financing Guarantee Company

In generally, small and micro enterprises are small scale, weak anti-risk capability. The majority of small and micro enterprises are facing severe pressure to survive, especially in financing is a real problem, has a serious impact on small and micro enterprises to survive and become a development bottleneck, small and micro enterprises in Y City are no exception. F financing Guarantee Company provides services to increase credit in City Y small and micro enterprises to apply for bank loans, because banks do not take any risks, the risk of small micro-enterprise loans carry borne by the financing guarantee companies, financing is bound to guarantee the F Company’s survival and development of some impact. From the current situation, F financing guarantee company’s risk management is still in the exploratory stage, the associated risks for the overall macroeconomic downside resulting from the bankruptcy of small and micro enterprises have caused can not make a rapid response, the company’s risk management process should improve still many places in urgent need of further research.Firstly, combing through domestic and foreign scholars study the status quo small and micro enterprises guarantee business risk control, combined with the actual research situation analysis reveals that F financing guarantee company guarantee process problems and deficiencies to determine the purpose and significance of the research. Then, introduce the concepts of risk and financing guarantee, basic theory, risk processes in small business micro guarantees exist and some common methods to control these risks. Then, combined with the security company F compensatory financing business practical cases, respectively small and micro-enterprises and guarantee risk arising from individual businesses to analyze and then summarize the main risks F financing guarantee company guarantee small and micro business faced. Finally, the main risk supporting small and micro guarantee operations exist for the proposed security company should operate small micro-enterprise regulation, improve internal risk control mechanisms, developing risk sharing and transfer mechanisms of science, improve the policy support suggestions.