Research On The Development Of China 's Non - Governmental Finance

It has promoted the rapid growth of the private economy, as China’s market economy, private economy growing demand for capital, market capital supply gap is growing, especially from the 2008 financial crisis, more and more obvious shortage of funds. A huge funding gap accelerated development of private finance, the huge size of the market for private finance economic and social development has had a significant impact. However, the private finance has always been free from supervision and restraint of government and financial regulators outside, very hidden, private financial markets there are many non-standard place. First, about the private financial markets funds of funds specific size and number of difficult completely figured out, the statistics of private financial data is not accurate, Government departments may have private financial markets to make the wrong estimates and judgments, it will affect the effect of the central bank to implement monetary policy when the macro-control; secondly, private financial extremely subtle, many private financial activities in the "underground" conduct, this can cause a lot of economic disputes, affecting the property interests of the investors; Third, the development of private finance is based on the basis of credit, and credit system of private finance and very weak, prone to business owners on foot Repudiation phenomenon, and debt collection and sometimes mixed triad component, easily lead to violence occur, undermine social stability and harmony. Therefore, to discuss how to regulate private finance, and promote the healthy development of private finance so that private finance has become the effective strength of our financial markets, and promote the prosperity and stability of financial markets is very necessary and urgent. Based on the current situation of Nongovernmental Financial Development elaborated on the analysis of the problem of inadequate norms existing in the development of private finance, and discusses the reasons for lack of private financial norms. In the external experience of private finance normal development of its underlying reference value analysis on the proposed countermeasures in the future development of private financial norms, by deepening the financial system, strengthen financial innovation, establish and improve relevant laws and regulations of private finance, strengthening government regulation of private finance through the construction of self-regulatory mechanism, strengthen self-regulation of private finance; by regulating the private financial system of property rights, a clear position of private finance; by constructing private financial risk early warning system and enhance the anti-risk ability of private finance. Standardize the financial development is conducive to improve the construction of China’s financial market, to accelerate the process of financial reform.