Research On Countermeasure Of Risk Prevention Of Credit Card Settlement

With China’s rapid economic development, people’s living standards continue to improve,the credit card consumption as a new way of life more and more appear in people’s daily life.The data of recent years, the development of credit card in China is the rapid growth ofexplosive, the credit card business has gradually become one of the major profit growth point ofthe bank, the number of cardholders and credit cards in China and the per capita quantity alsoincreases card at a furious pace. In the credit card business development boom time, credit cardrisk gradually exposed, credit card crime frequently appear in newspapers, including credit cardcash in particular, has given the parties caused by the influence of different degree, seriouslydisrupting the order of financial market in china. Therefore, the risk of credit card cash behaviorof cash generation and prevention strategy research has become very necessary.In this paper, combined with the current economic situation and economic data in China,through the study of relevant literatures at home and abroad, from credit card cash relatedconcept strategy of risk prevention of China’s credit card cash out. Is mainly divided into threeparts: the first part mainly on credit card cash characteristics and manifestations weresummarized; the second part researches the risk on credit card cash, combined with actual work,carried on the example analysis to the credit card cash behavior and recognition; the third partface to put forward countermeasures and suggestions for credit card cash from the law, the levelof financial management and administrative management.This paper through in-depth research on credit card cash behavior, combined with theirown actual work effectively, carry out active exploration in the withdrawal of credit card riskprevention measures on.