Research On Financing Mode Of Real Estate Company

with the development of our government real estate policies continue to strictly limit the real estate industry, a large number of real estate enterprises have to face funding problems of various kinds. In order to achieve the state of the real estate project of its own funds ratio requirements, real estate enterprises to adopt various ways to obtain bank loans as its own funds, particularly in the last two years the real estate project capital ratio requirements increase, the real estate business is through the association of corporate loans, misappropriation of funds, has started projects Days sales outstanding reinvestment methods together its own funds. The current global financial crisis, the financial institutions to provide financing ability greatly atrophy. China’s real estate companies expect to obtain the main funds from the bank support, will become more unrealistic. At the same time, the financial crisis has made the United States real estate market into a period of downturn, which undoubtedly will cause shadows to the real estate market in China:on the one hand, the new real estate investment will be more cautious, pay close attention to the source of funds and financing methods, try to timely and cost effective use of Co. funds, reduce development risk; on the other hand, the people will postpone consumption, investment of the purchase will be delayed, which is not conducive to the timely recovery of funds for real estate enterprises. However, there are some in this crisis has not been the impact of investment funds, private equity funds, they had to focus on to China, some of the small city real estate market in the aftermath of the crisis, to make equity investments through the establishment of the real estate investment fund, enter into repurchase agreements, real estate as the hunters a chance. This gives the Chinese real estate enterprise innovation financing way and provides a new way of thinking. And some real estate developers in this context also start by mainly using bank loans to choose the new financing way. M company is a Invest-holding Company, its scope of business investment in real estate development, stable development of the real estate business. But M also faces serious shortage of funds, a number of projects should be national policy requirements in the construction or construction, the main access funds from bank loans project development model has been difficult to achieve. So, to expand direct financing channels become the only way in front of M company.In this paper, through the research for the financing model of M company, in order to further improve the financing channels and the mode of real estate enterprises, expanding real estate financing, solve the real estate enterprise capital supply effectiveness, improve economic efficiency, reduce the cost of financing real estate enterprises and financing risk suggestion. In the study the financing theory in practice, more in-depth grasp of the related financing theory in application, combined with the actual development of suitable for the development of Chinese real estate enterprise financing theory, provide the theoretical support for improving the real estate financing, and then for the relevant theories of financing for development and the necessary supplement. To find out the problems and solve the problem, to realize the further innovation of financing mode, and then solve the financing difficulties like M company as the real estate business problems.