Case Study On Risk Management Of Financial Leasing Project

Financial leasing was born in the United States in 1952,after more than half a century of rapid development,it has become the world’s second largest financing way after bank credit. Financial leasing was introduced into China in the 1980 s, because of the lack of risk awareness and risk management, financial leasing in China has experienced a tortuous process from prosperity to decline, and then restart.Financial leasing financing through trade. It has long project cycle, needs large investment, involving many industries and trading main body, and the risk in the whole process is very complex. Financial leasing project risk management is one of the core content of financial leasing company. Therefore, to establish and perfect risk management system, the comprehensive effective management on the financing lease project risk, becomes the key to our country financing leasing healthy and rapid development.The core content of this article is based on the ideas of comprehensive risk management to construct financial leasing project risk management system, through the construction of risk management system, improve the financial leasing projects of all kinds of risk assessment and response capacity. First of all, financial leasing and financial leasing risk has carried on the simple introduction, this paper expounds the Enterprise Risk Management-Integrated Frame-work and the Basel II risk management framework and management thoughts. And then combining the risk management of financial leasing involves a variety of risk types, throughout the project to carry out the characteristics of all the way, build the Enterprise Risk Management-Integrated Frame-work as the main line, Basel II risk management measures to cover the risk management system. Finally, the application of the risk management system of constructed in E financial leasing company project risk management, make up for a lack of E financing leasing company in the project risk management, improve the level of risk management. Through financial leasing project risk management system construction and application, bring some enlightenment for our country financial leasing risk management.