| As an aging country, the current old-age security system’role is overstretched.The quality of life in the elderly is lower,and the pension problems is taken universal attention by social. For our country, housing endowment as a new endowment way has been widely attention, although this model just prominence,it is the complement of the old-age security system in our country.It has a significant effect to solve the problem of pension. A new house to pension pilot is the opportunity to explore system model adapt to China’s situation, which have great significance.This article has X city as the research object, by using the combination of theory and empirical methods,which combines the practical experience at home and abroad to housing endowment and the specific situation of the local.It analysis the feasibility of the implementation of retirement with house,and provides suggestions to the development of future retirement with house. First of all, in this paper, the United States and Singapore’s retirement with house endowment has carried on the detailed discussion on.Then Nanjing, Beijing, Shanghai and Hangzhou in China carried on the thorough introduction pension pilot with house.Retirement with house relatively successful abroad and at home doing gives us great inspiration,and directs for a new round of practice; Secondly, analyzing the current situation of X city endowment illustrates the endowment of the severity of the problem,which is necessary in housing endowment way under government regulations.It becomes effective way of pension supplement; Again, on the basis of empirical research on the feasibility of the analysis, the effective demand research of X city residents to retirement with house made a general understanding.It si explain X has huge potential for development in housing endowment; Finally, the article puts forward the policy suggestions according to carry out the potential obstacles of housing endowment.It provides a train of thought for the future retirement with house in the city of X. |