A Study On The Financial Burden Ability Of Rural Endowment Insurance In Shaanxi Province

Due to Chinese aging problems,the society has been taken more attention on the issue of provide for the aged. Meanwhile,this issue in rural area is more serious than urban places. Additionally,because China is a country which relies on agriculture industry,improving the aging population in rural areas becomes the most essential subject of social development. Particularly,aging problems in Shaanxi,which is a concernful province in the west of China,the proportion of senior people has been increasingly rose in last few years. In the end of 2013,the percentage of over 65 years old people in Shaanxi ocuppied 9.43%. According to the context of WHO’s rules,"In a state or an area,aging problems is coming by over 60 years old people occupies more than 10 percent or over 65 years old people more than 7 percent". Thereby,Shaanxi obviously has the problem of aging.Moreover,China has been developed city and rural areas separately for a long period, but citizens in rural areas still live in a low level of pension. In addition,most of senior s in rural areas use the traditional way of pension. Shaanxi as an undeveloped province in the west of China, especially in rural ares, has a strongly traditional thought that children can provide their parents when their parents is getting old. So senior people in there distrust the insurance of pension. From this perspective,pension insuran ce in rural areas of Shaanxi has become one of the most crucial problems of the local government. The problems of agriculture,rural and famers will be sovled as a half when the solution of pension issues in rural areas is functional.The key of the rural endowment insurance system is finance. This article is based on the theory of the system of rural endowment insurance and financial burden, through analysis and evaluation of policy of financial burden capacity of the rural endowment insurance of Shaanxi Province, then calculate financial burden capacity by setting up models. Finally, from the whole perspective, put forward proposals for the problems of financial burden of the rural endowment insurance of Shaanxi Province.This paper consists of four parts:The first part expounds the relative theory of the rural endowment insurance system and the fiscal burden, and provides a theoretical basis and foundation for the construction of rural endowment insurance system.The second part mainly analyzes the present situation and problems of the financial burden of rural endowment insurance in Shaanxi province.The third part is the core part of this article. Through analyzing the factors of Shaanxi province rural endowment insurance financial burden ability, I estimate the financial burden ability based the relative data.The fourth part puts forward proposals for improving the financial capacity of the rural endowment insurance of Shaanxi Province.