Study On Risk Management Of Bond In Rural Credit Cooperatives In

Rural credit cooperatives is an important part of socialist market economy in ourcountry. It plays an important position in China’s financial institutions.Especially therural credit cooperatives plays an important role in the process of the development ofrural economy in our country. Due to the historical reasons of China’s socialeconomic development, there is a large gap in the bond business developmentbetween the rural credit cooperatives and the commercial Banks with scientificmanagement. There are many risk management problems to be solved. Therefore,thorough research in rural credit cooperatives makes for the controlling debt riskproblems and improving the system of rural credit cooperatives and reducing the riskin the process of operation. Improving the rural credit cooperatives debt risk controlability is beneficial to providing the powerful financial support to rural economicdevelopment in China and promoting our country building a new socialist countrysideand building a well-off society in an all-round way.This paper will take the bond market as the background. The research objects arerural credit cooperatives debt managements. According to our country commercialbank debt management theories, the paper combined with the learning subjectcomprehensive knowledge such as economics, finance and management.Also it isbased on the adopted literature retrieval method, qualitative analysis and quantitativeanalysis, theoretical analysis and empirical analysis with the combination of researchmethods.This paper is divided into five chapters, the first chapter is the introduction ofthis article. This chapter is mainly on the basis of risk analysis, the status quo of ruralcredit cooperatives bonds drawn on the purpose and significance of this researchbackground and research. Then the paper introduces the research ideas and methods.The second part of the article introduces the current situation of the development ofChina’s rural credit cooperatives bond risk management. It is combined with thecurrent rural credit cooperatives in the development of the bond market scale and the current rural credit cooperatives in China in carrying out the existing problems in thebond business, such as the contradiction between supply and demand of the bondmarket rural credit cooperatives and the lack of effective bond risk managementsystems and tools. The third part of the paper makes detailed analysis on the ruralcredit cooperatives bond risk management issues. It begins from credit cooperativessubject, bond risk control object, then it find out the influencing factors of riskmanagement of rural credit cooperatives in bonds. The fourth part introducesthe ruralcredit cooperatives bond risk management countermeasures and suggestions, such asstrengthening the construction of rural credit cooperatives internal risk control system,improve the rural credit cooperatives in the risk management organization systemconstruction, choose the appropriate investment strategies and interest rate riskmanagement tools, set up personnel training and selection mechanism. The fifth partmainly put forward to improving the risk management of rural credit cooperativesbond, it has made the detailed introduction to improve risk management level of ruralcredit cooperatives. The sixth part is the conclusion part of the article, this part madethe summary and the analysis to the whole paper. Also it made a prospect to the riskmanagement of rural credit cooperatives.