| Finance is the key point of modern economy. As the lifeblood of payment system of the financial industry, bank card has become an important media of modern payment system. Industrial Bank card has become a pillar industry indispensable. With the development of national economy and raising awareness of the cardholders, bank card have become indispensable tools for cardholders in social life and permeated all areas into social production. Bank card, truly applied in too many industries. Is part of industries of financial area.The Inner Mongolia Region bank card industry, comparing to other areas of our country, is still a big gap. Some banks, which cause the blind pursuit of the number of card issuing bank, ignored the expansion card quality and bank card extension function; bank card acceptance environment construction still needs to strengthen, City regional development is not balanced, especially bank cards accepted environment needs to be improved in rural and pastoral areas; issuing, collection single institutions for implementing the security of bank card management regulations, system still need to be further strengthened. To further enhance the bank card industry role in promoting the national economy, promote the continuous improvement of rural a pasturing area payment environment, the implementation of Party committee, government "8337" strategy and the development of county economy deployment, enhance the ability of payment industry in Inner Mongolia area, Inner Mongolia area comprehensive grasp the status of bank card market competition, in-depth analysis of Inner Mongolia bank card industry problems and opportunities, and timely adjust the direction of development, speed up the reform innovation, formulate the corresponding development countermeasure, has become a very urgent task.This paper attempts to survey and analysis of the Inner Mongolia bank card industry problems and difficulties, opportunities, on the banking industry parties were analyzed by using the diamond model, make the industry development trend, learning the experience of developed areas, making use of the bank card payment environment, improve the rural and pastoral areas to guide and stimulate consumption, lower transaction costs, improve the tax and public consumption supervision function, put forward in line with Inner Mongolia practical, sustainable and healthy development of bank card industry strategy. |