Research On International Settlement Business Improvement For The ADBC Gansu

In recent years, with the bank deposit and loan spreads narrowing, bank’s main source of income from traditional lending business income tilted towards the middle income, ADBC Gansu branch have conducted, including international settlement, consulting services, etc.4categories Intermediate business products, However, the proportion of intermediate business income accounted for a very small proportion of total income, This closely related to slow development of intermediary business, particularly because international business development has entered a bottleneck stage and subsequent fatigue.This study of international business development starts from the points that short time of start-up, lack of experience, a lower level of staff, product categories insufficiency, analyze what competitive advantage is, how marketing and what types of customer to be market, analyze management mechanism, incentive mechanism, the reasons for the low rate of revenue and trade financing obstacles to development, and propose international settlement business diagnostic programs, to establish a new concept of integrated local and foreign currencies, improve the quality and efficiency of business processes and improve the management system, operating mechanism and to establish an effective incentive mechanism, enhance business development capabilities, guard against the risk of trade finance, vigorously promote the supply chain based trade finance product innovation, making international settlement rate of return driven by trade finance business growth, ultimately making both the international settlement amount and international settlement fee grow.