Study On The Actuality And Strategy Of Financing In Agricultural Products Processing Industry In The Baojing County

Financing is closely related to the survival of agricultural processing industry. Without a good financing channel, processing companies may be hard to develop or even survive, as a result of which the food supply quantity can hardly be guaranteed, even cause risks in food quantity. Researches on financing of agricultural products processing were insufficient both at home and abroad, and there was no researches focusing on the financing actuality of agricultural product processing in Baojing County.Baojing County belongs to the undeveloped area, although the amount of the agricultural products processing enterprises became more and more in the past few years, but most of that were in the primary processing stage. Because there was no smooth financing channel, many companies had been closed which influence the Baojing product market.In accordance with the basic theory in finance and management, basing on the ideas from the existing research findings at home and abroad, and surveying the current situation of management departments, financial institutions, farm produce processing industry, society in Baojing county at the same time, this essay analyzed the main advantages and primal problems in the process of financing in agricultural processing industry in Baojing county. and put forward same countermeasures.The research shows:there are many advantages for the financing of the agricultural processing industry in The Baojing County, that exist in the financing capability of financial enterprises, regional policy, private capital and production base. Meanwhile, there are many disadvantages for the financing of the agricultural processing industry in the area, these are:(A) there are five major problems in agricultural processing industry:small scale in production; shortage in talent and guaranty; distant relationship between production and base; low credibility in company information.(B) there are three major problems in financial department:shortage in enterprise; conflict between bank credit orientation and actual conditions of agricultural processing industry in Baojing County; low-permissible rights of financial department.(C)there are four major problems in the county management: ineffective incentive mechanism; unbefitting handling in illegal fund-raising; inadequate policy guide; feeble strength of county finance.(D) there are three major problems in government policy and social influences:shortage of management methods in floating capital loans calculation; huge worse effect of folk-illegal-money-collection on financial enterprises; inconvenient regional location.In order to strengthen the financial abilities of agricultural processing industry in Baojing County:Mining of agricultural products processing industry in their own potential, to speed up the development of enterprises, improve the adsorption capacity of the financial industry; we should improve financial environment, broaden financing channels; perfect financial laws, regulations and increase confidence of financial sector in the process of financing; strengthen government functions, improve attractiveness of agricultural processing industry in Baojing County toward banking industry; reform credit system, provide all-round, multi-level credit support; integrate all resources, avoid disordered development; strengthen construction of information platform, guide the rapid development of intermediary structure.