Development Of Hunan Province Village Banks

In order to achieve the transformation of China’s economic strategy, we must solve the "three rural" issues, the key to providing adequate, multi-level financial services support First, solve China’s "three rural" issues for rural. The main purpose of the establishment of village banks that incremental reform of rural financial markets, to support the "three rural" to promote rural financial supply of multi-level, and improve the system of rural financial institutions.The establishment of village banks in Hunan Province, Hunan rural financial markets to inject new vitality, making rural areas have been neglected farmers and small agro-processing enterprises’financial needs have been met, resulting in a certain "soup effect" and the "fish gills effect."However, through five years of operational point of view, the development of village banks in Hunan Province is not well fulfill its mandate, in the development of the road there are some problems, these problems are not solved in time will definitely affect the village bank sustained and stable development.In this paper, field research to understand the current Hunan rural banks management, operational status, and summarizes the development of village banks Hunan characteristics. Whereby, Hunan rural banks and foreign financial institutions in rural areas with varying success compared, and then by comparing and analyzing the development of village banks in Hunan Province revealed some of the positioning, funding, product specific issues. Success through rural financial institutions on foreign experience of enlightenment learning presented to the future development of village banks Hunan specific recommendations.