The Study On The Old-age Insurance System Reform In The State Organs And Institutional Organizations Of China

Old-age insurance is an important content of the construction of social security system. Nowadays, the old-age insurance of the state organs and institutional organizations and the old-age insurance for enterprise employees are at a double track operation. This causes great difference in treatment, exacerbation the expanse of income gap. This may do harm to social justice, harmony and become a hot issue in society. Reforming the old-age insurance in the state organs and institutional organizations is imperative.The passage uses comparative analysis method to analyze the old-age insurance system in the state organs and institutional organizations and the old-age insurance system for enterprise employees from the reform process and the current system in the two kinds of systems and to compare the two systems from the old-age insurance payment rate, substitute rate, growth rate and insurance for value; to evaluate the effectiveness of reform of the two systems from adequacy, affordability, sustainability, stability and the contribute to economy. Through comparative evaluation, we can get the conclusion:one is the necessity of the old-age insurance system reform in state organs and institutional organizations; the other is the old-age insurance system reform direction in state organs and institutional organizations should be the same as the old-age insurance system for enterprise employees, insist on the unity of basic old-age insurance and establish the occupation pension system.Then, we analyze the old-age insurance system reform in state organs and institutional organizations in order to seek the reform obstacles, learn from the success of the old-age insurance system for enterprise employees and the failure in the course of innovation. Finally, we get the principles and measures that the old-age insurance system Reform in the state organs and institutional organizations should be followed. That is, the state organs and institutional organizations reform at the same time, social assistance programs combine with personal accounts, persist in the treatment not falling down, unify the basis, embody the difference and principle of law priority. Meanwhile, we should take the account union, clear and definite the interest offset mechanism that reform involves in, improve finance, the categorization reform in state organs and institutional organizations and the coordinated sets of measures, reform retirement system, smooth management system and the coordinated sets of measures, promote the reform to go smoothly.