Yangzhou City Commercial Bank Business Transformation Study

At present, the macro economic stable growth in China, the pace of market-oriented interest rate, exchange rate market, WTO has finished the transition period, financial market opening-up pattern has been formed. State-owned banks are speeding up the construction of modern commercial banks, improve the corporate governance mechanism. As the core business of commercial banks financial services to internal and external environmental changes, to actively respond to the commercial banks, to explore a development road, new innovative financial products, promote sustainable profit growth point of service quality, create.All along, China’s large state-owned commercial Banking Company business is taking the same scale expansion as the main means, the credit assets as the main product, the interest income is the main source of profit business, this model is now facing a series of macroeconomic regulation and control constraints, lack of sustainable development, difficult to continue. So, in this paper, the Banking Company business transformation in the study of macro-control background, conducive to the bank transition development by itself, to better match and support the transformation of the mode of economic development, play the leading function of financial capital. In this paper, from a combination of theoretical and practical point of view, with the theories of financial development at home and abroad based on the transformation problem, at present state-owned large commercial business of Banking Company in China and the problems encountered, and development of industrial and commercial Banking Company business in Yangzhou city and focus on the analysis of case studies, to take Yangzhou ICBC business established in the transformation of the development of the road in the direction, strategic and practical measures, and provide the experience for the transformation of the development of China’s large state-owned commercial banks.