The asset management market of Chinese banks is gradually becomean important part of financial market. During period of2004-2010, the assetmanagement market grew up strongly and raised to4.6trillion RMB andwas also one of the important factors of yield liberalization. The innovationof asset management attracts more and more focus from financialinstitutions. As one of new financing mode, it can be expected thatindustrial fund shows a shiny future, especially after the creation of Bohaiindustrial fund which had already raised over200billion RMB.This essay would focus on the discussion of probability, mode andoptimization mode of financial products, of the joint of asset managementproducts and industrial fund by using the example of city development fund.The essay also creatively presents an opinion that creating CityDevelopment Fund by using contractual mode of combination ofinvestment funds from bank and trust firm on industries related on city development, in order to both satisfy the fund requirement of citydevelopment and provide a new way of investment of asset managementbusiness.The essay includes seven chapters,“Introductionâ€â€œSummaryâ€â€œBanking asset management and present situation of industrial fundâ€â€œInnovation project overview and specific caseâ€â€œThe fund risk controlmeasures","Asset management planning optimization allocation" and"Conclusion and prospect". In addition, the essay also uses the theoreticalanalysis, case analysis, econometric analysis and other analysis methods,by going through the case of Suzhou city development fund, analysising thefeasibility of contractual mode of setting up urban development fund andtrading structure; according to the cost and fee of yield rate of China directfinancing market and Chinese economic cycle, analysising the pricing ofindustrial fund; basing on mathematical model, analysising how tominimizing the risk and maximizing the yield. At the same time, this modecould be introduced to other industries and areas in order to expand theinvestment models and ways. |