Empirical Study On The Supply And Demand Of Chinese Reinsurance Market

Along with the development of society and economy，the losses caused by risk rise dayby day and the responsibility of insurance company increased tremendously. The demand ofrisk dispersing calls for the emergence of reinsurance. Chinese property reinsurance marketcame into being later than many foreign countries, so it still lies some problems,such as thedisequilibrium of property reinsurance between the demand and the supply, the irrationalityarrangement of property reinsurance, the imperfect pricing mechanism, the imperfectsupervise system of the property reinsurance market and so on.These dilemmas seriously restrict the development of Chinese property insurance market.The purpose of this paper is to propose a possible strategy to rebuild the propertyReinsurance market of China through some measures，such as equilibrium of propertyreinsurance between the demand and the supply, the rationality arrangement of propertyreinsurance, the competitive pricing mechanism, the integrate supervise system of theproperty reinsurance market and so on. The arrangement of the paper takes the followingways:Introduction part gives an overview of the research background and purpose of theresearch situation both at home and abroad, as well as related research methods.Chapter1: Chinese re-insurance industry, the relevant market situation for the beginningof re-insurance market development overview: comparative analysis of the domestic andinternational situation, and based on this detailed elaborate the international major developedcountries re-insurance market for the development of China’s reinsurance market can learnfrom the basic experience.Chapter2: Chinese reinsurance market supply analysis: Analysis of the Present from themain supply, supply performance of two aspects of the market re-insurance supply currentsituation and set forth the factors affecting our reinsurance market supply last usingquantitative analysis method on the effective and potential supply empirical research.Chapter3:Chinese reinsurance market demand analysis: chapters on China’s demand forreinsurance division, that is divided into two aspects of effective demand and reality needs;use of normative analysis methods to the analysis of the factors affecting the market demand; the method of quantitative analysis of realistic, effective, and potential demand empiricalresearch.Chapter4: Empirical analysis on reinsurance market supply and demand: To study therelationship of retained premium solvency problem, and on this basis, the ruin probabilitymodel, using the method of quantitative analysis of China’s reinsurance market demand andthe corresponding supply further analysis and research.Chapter5: Suggestions of improving the reinsurance market in China: Both thedeveloped countries, a common feature of the reinsurance market and the development of thereinsurance market in China can learn from the experience, but also based ourcountermeasures and suggestions to solve China’s reinsurance market supply and demandimbalance.