Research On Credit Management For Commercial Bank

This topic reference and absorb domestic and foreign scholars research resultsand the commercial bank credit management experience， from a developmentperspective， China merchants bank to "the oriental analysis-the actual study， thecountermeasures and Suggestions，" as the main line， combined with the feature ofChina’s commercial Banks， according to the national conditions shall apply tocommercial Banks to establish a set of credit management system. First discusses theconcept of social responsibility of commercial Banks， introduces the meaning ofcommercial bank credit management and related theoretical basis， expounds thepresent situation of our country commercial bank to fulfill social responsibility androot cause analysis; Focus from economic responsibility， legal responsibility andmoral responsibility three indicators as the breakthrough point of commercial bankcredit management system and the study content structure， emphatically discussesthe commercial bank credit management system and operation mechanism， to designthe framework of China’s commercial bank credit risk management and itsmicrocosmic mechanism， proposed the basic principles of commercial bank creditmanagement system and the overall mentality. Finally according to the building ofcommercial bank credit management system of China merchants bank has carried onthe case study， analysis， and verify its scientific nature and rationality. Bycombining the proposed optimization of commercial bank credit management systemresponse， and then improve the commercial bank credit management systemconstruction.