| China’s "three rural" issue has always been China’s new rural construction issues of overriding importance.As the "three rural" issue of complexity and agriculture is weak, the government repuire The N Bank to strengthen the policy function, increase support for agriculture, promote industrialization, informatization, urbanization, agricultural modernization development.At present, Guangxi branch of N bank is the only agricultural policy bank in Guangxi, since its inception,the bank has been carrying out agricultural industrial policies of the state, to ensure the food security in Guangxi, to increase the income of the farmers, and made important contribution to promote the economic development of Guangxi. As the continuous deepening of the reform of the rural financial system and the new rural construction implementation, the Guangxi branch of N bank continuously expand the scope of business for agriculture. How to solve the existing problems in the development of agriculture loan business, better play the function of supporting agriculture, is an important subject in front of N bank Guangxi branch.This paper first summarizes the basic theory of agricultural policy finance, expounds the functions, features and connotation of financial policy, analyzes the present situation of N bank Guangxi branch on agriculture loan business,analyzes the existing problems and causes in N bank Guangxi branch of agricultural loan business from scale, structure and benefit, development experience the foreign policy of financial support to agriculture, put forward to improve the capital demand and supply, innovation, improve financial services, credit variety prudent development of commercial business, strengthen risk management countermeasures, According to above suggestions the N bank Guangxi branch can further enhance the function of supporting agriculture and sustainable development. |
