Study On The Optimization Of Kampuchea Banking Industry Structure

After the Kampuchea war, the government has taken a series of long-term development plan and development strategy in every sector of the economy structural reform, including the reform of the financial system. Since then, Kampuchea’s banking system has been the development and optimization, has now formed commercial banks, specialized banks, foreign bank branches or offices and some small financial institutions as the main body of the structure of the banking system. Kampuchea banks play a decisive role in the economic development since the war, although since the bank has obtained the rapid development, but there are still many problems, the banking structure needs to be optimized. China since the reform and opening up, the development of banking has been more exploration, has built up a relatively perfect financial market system, especially China’s financial structure to the banking industry as the leading diversified banks, many banking markets, China’s development in the banking industry experience, can provide a reference for optimization of Kampuchea banking industry structure. The paper is based on the bank’s financial function theory, the banking industry structure theory and the financial structure theory, through the optimization of banking structure to provide adequate power for the economic development of Kampuchea. First sort out the relevant theory for the proposed Kampuchea banking industry structure optimization ideas provide a theoretical basis. Then the status of the development of Kampuchea banking industry structure is discussed, starting from the Kampuchea banking history, banking institutions development present situation, find out the existing industry structure of Kampuchea Development Bank in question, mainly in the professional banking functions, financial product innovation policy bank, commercial banks lack the insufficiency as well as the national the bank needs three aspects to strengthen the supervision of the commercial banks. By combing the development of Chinese banking industry structure, this paper summed up the useful experience for the development of Kampuchea banking industry structure optimization to the structure of Chinese banking industry in. Finally, the Bank of Kampuchea industry structure optimization ideas, from the construction of credit system in banking, open access to foreign capital and support the local bank, construction bank, policy support the development of small and medium-sized joint-stock commercial bank and strengthen the supervision to improve the stability of the banking system in five aspects.