Building Rual Financial Superision System In China

The scientific financial regulatory system is directly related to the security and development of a country’s financial markets. China’s rural financial regulatory system defects serious impedes the development of the rural financial market, but it also affect the building of a new socialist countryside and blocking the processof modernization. China’s existing rural financial supervision is simply placed in the unified national financial regulatory system, which is Application of the unifiedfinancial regulatory system. So,it is lack of specificity, inefficient and the latentpotential risks simmering serious, which threats to the financial security of our country, thus reconstruct China’s rural financial regulatory system is imperative. Construction of China’s rural financial regulatory system should fully consider the characteristics of the actual situation of China’s rural financial market and financialservices in rural areas. Contains a multi-regulatory body, including the private financial and other regulatory objects, rural financial supervision system with Chinesecharacteristics and steering from mere regulatory compliance, unified regulatory approach to risk regulatory classification regulation, differential regulation the mainmode of regulation,which should be the optimal choose of China’s rural financial regulatory system.This paper is divided into five sections to elaborate. Part I: Introduction. This part specifically addresses the background and significance of the topic of this article, and introduces the rural financial regulatory profile at home and abroad, this research ideas, methods, and innovative point. Part II: the rural financial regulat ory overview. Put forward the concept and the need of the rural financial supervision. Part III: China’s rural financial regulatory has existing problems. This part begins by reviewing the history of the development of China’s rural financial regulatory,then from the aspects of the laws, regulations, equipment, self-regulatory expounds status quo of China’s rural financial supervision. And it points out the presence of China’s rural financial regulatory issues. Part IV: This part analyzes China’s rural financial supervision cause and analysis of the existing problems. FacingChina’s rural financial supervision, it analyzes the deep-seated reasons for China’srural financial regulatory problems inherent contradiction from history, rural financial institutions, lack of private financial legislation and regulatory means backward.Part V: The improvement of China’s rural financial regulatory. On the basis of relevant countries,this part learns from foreign the rural financial regulatory experience to improve the rural financial legal system, improve the rural financial regulatory system and the construction of the three aspects of scientific rural financialregulatory system to improve the rural financial regulatory system.