SME Supply Chain Financing Risk Control

SMEs are an important force in promoting economic development, and also havea great contribution in promoting economic growth, creating jobs, technologicalinnovation and different aspects. SMEs scale up the process of progressivedevelopment or encounter a problem; the problem of the shortage of funds is moreserious. SMEs are indeed there is a huge demand for funds, but relatively very smallnumber of loan from bank financing. Supply chain financing can make an inventoryof the precipitation funds; improve the utilization of funds, innovative SME financingchannels, to a great extent to solve the difficult problem of SME financing. In thispaper, the contents of the supply chain financing elaborated analysis of the meaningof the supply chain financing and constituent elements, the main mode of supplychain financing analysis to study the strengths and specific. SMEs in the supply chainfinancing mode indicators of credit risk evaluation system and build elaborate on therole of SME financing.First it described the research background and significance, as well as theliterature review, the contents of the study, methods and innovation, to elaborate thetheory of supply chain financing. As well as analysis the connotation and elements ofthe supply chain financing. The main mode of supply chain financing analysis,discussed the difference between the supply chain financing model and the traditionalfinancing model. Described below for the status of the development of China’s supplychain, and discuss the problems in the existing supply chain financing, as well as thecauses. Then carry out evaluation and analysis of the credit risk of SMEs in the supplychain financing, build small and medium enterprises in the supply chain financing,credit risk evaluation index system, and an indicator system through case studies,reflects the advantage of supply chain financing. Finally, policy recommendations, and summarize the text. Difficult to obtain financial support for SMEs, SMEs showedstrong characteristics of vulnerable groups. Supply chain financing jumped out of thelimitations of the traditional single enterprise, for lack of financing channels for SMEsis a new way of thinking, to find a new channel for the financing of small andmedium-sized enterprises. Rating of the supply chain financing business, thecorporate credit rating of the supply chain financing can be improved.