Design And Implementation Of Credit Management System For Small And Medium-sized Banks Based On.NET

As the trend of financial globalization and financial market volatility, the creditrisk management has become the focus of the international and domestic financialcircles, for realizing the requirements of electronic management of credit business isbecoming more and more urgent. At the same time, the banking industry is in the era ofintense competition, take the customer as the center, take the market as the guidance,how to apply the computer network technology, advanced the forecast of thedevelopment trend of bank customer tracking potential value maximization, customerinformation and use this information to improve banking services, improve thecompetitive ability of enterprise, prevent and dissolve the commercial bank credit risk,is the need to solve a major problem.Bank through information management system of credit management system is itsface competition in the market, risk control, as well as the important means ofimplementing sustainable development, so the credit management system, for the bankinformation management level, reduce the cost of assets and liabilities, realizing digitalprocess management has strategic significance. In this paper, based on the existingcomputer and system development tools, through the analysis of bank credit businessrequirements, the design and development of small and medium-sized bank creditmanagement system, and the feasibility of the system are analyzed, at the same time, itdiscusses the implementation of system function. First of all, through analyzed theresearch status of bank credit management system, based on the different informationtechnology of all kinds of design and implementation of credit system, provides a goodreference for our research; Secondly, on the basis of literature analysis, the paperanalyzes the business requirements of small and medium-sized bank credit managementsystem, from set out actually, for small and medium-sized bank credit managementsystem from multiple perspectives discussed feasibility; Again, the combination ofbusiness requirements and the existing computer technology for system developmentand design; Finally, this paper designed the realization of the function of small andmedium-sized bank credit management system are discussed in this paper. Therefore, inthis paper, the research of system of tianjin to the standard of some small andmedium-sized Banks credit business process, improve the level of credit personnel business, enhance the bank’s risk control ability, improve the quality of credit assets,guarantee the healthy development to change the bank’s credit business has importanttheoretical significance.System adopt object-oriented UML technology to analysis and design of system, inthe development stage, based on. NET framework with ASP.NET technology softwaredevelopment method, based on Visual Studio2008platform development systemprogramming, database SQL Server2005,, and USES the. NET platform of ADO.NETfor database access, to achieve B/S three layer model of small and medium-sized bankcredit management system. In terms of operation deployment, application of thedatabase Server using Microsoft Windows Server2005, adopting IIS6.0WEB Server.