Analysis On Ways To Defuse Debt Risks Of General Universities And Colleges In China

In recent years, China’s higher education obtained the considerable development, on the one hand,which profits from China’s economy and society tend to be better at the present stage; on the other hand,profits from the attention and investment on higher education from various circles of society. Sincebeginning to implement the expansion of university enrollment at the end of last century, China’s highereducation has transformed from “elite education” to “popular education” to cultivate human resources at anew height of history. However, with the rapid construction and development, the debt problem ofuniversities has become a social hot issue. Effectively resolving the debt crisis can consolidate and advancethe achievement of popularization of China’s higher education. To solve the debt problem needs to find itstheoretical basis so as to provide a strong theoretical support for practically solve the debt problem. Thetheory significance of this paper is improving education funding theory system and enriching the educationfinancial investment theory system. The basic hypothesis of this article: with the social development, thebenefit groups of higher education has changed and the government, colleges and universities, students andsociety have become the independent subjects, which necessarily leads to the obvious benefit problem inhigher education and producing contradictions and conflicts of interest between each other. So it requiresrationally integrating the benefit of all the subjects and adopting the requirements of reform anddevelopment in the stage of higher education through system innovation. This paper, with the debt problemin universities, comprehensively and systematically studied the debt crisis in universities, summarized theadvantages and disadvantages of education models in colleges and universities and attempted to explore theoptimal solution to loan problem in university. The main contents include: overview of debt in colleges and universities, the debt problem in colleges and universities and the reasons analysis, advantages anddisadvantages of existing solutions to debt analysis, the basic principles to solve the debt and theexpectation to future financing ways of China’s colleges and universities, aiming to promote the reform ofhigher education and urge the higher education to develop toward connotation type. It is inevitable to haveinadequacies for this paper, so I sincerely hope the experts and teachers to give criticism and suggestions.