Study On The Legal System Concerning China’s Market Access For New-type Rural Financial Institutions

Since2006, the China banking regulatory commission issued a series of policy to develop the new type of rural financial institutions (Banks, loan companies, petty loan company, rural financial support), the rules of marked characteristics is to reduce the barriers to entry, to lead the more capital into the rural financial market, provide help for the solution of the " three dimensional rural issues". Through the practice in recent years, the number of the new type of rural financial institutions from scratch, from less to more, has made great progress, but also exposed some problems. In which market access legal system in first barrier against risk, there is still room for further improvement. Rural financial institutions access to the common goal of legislation is to maintain financial stability, mainly through selecting qualified for moderate competition to enter the market and maintain market. Rural financial institutions access to legislation of special goal is to speed up the establishment and the rural capital to adapt to the demand of rural financial system, and realize the sustainable and healthy development of rural financial institutions. Access to the diversity of legislative goal decides the need to set up the system of conflict resolution.The article mainly from the six part studied the new type of rural financial institutions to the problems existing in the legal system of market access, and put forward ideas to improve it. The first part is introduction, mainly introduced the selected topic background and significance, research contents and research methods and innovation points in this paper. The second part of the new type of rural financial institutions to market access legal system of some basic problems in interpretation, such as the definition of the concept of the new type of rural financial institutions, the characteristics of the new type of rural financial institutions, market access of theory analysis and the new type of rural financial institutions market access legislation goal. The third part, the fourth part, the fifth part, the sixth part, respectively from the investment subject qualification, registered capital, governance structure and internal control system four aspects analyzes the existing provisions, and according to the actual need to put forward Suggestions to improve it. Want to be able to provide our new type of rural financial institutions market access legislation reference point.