Study On The Legal Problems Of Guarantee Insurance

Guarantee insurance system in foreign countries has been quite mature, has become amature market economy a kind of common methods for third-party guarantee. Our countryalong with the deepening of reform and opening up, the rapid development of nationaleconomy, employee guarantee insurance, guarantee insurance product quality and theconsumer credit guarantee insurance and other kinds of guarantee insurance, this in theinterest of the obligee, and promote trade, alleviate social credit problems, and standardizethe market competition helped played a role. However, due to various reasons, theinfluence of guarantee insurance in our country the development of the situation is notoptimistic. In academic point of view, loss of guarantee insurance legislation, the existinglaw conflict, imperfect law inevitably lead to confusion in the judicial, and also is patchy ininsurance operation level. Therefore, the study of guarantee insurance related issues hasimportant theoretical and practical significance.This for the use of comparative analysis, historical analysis, empirical and normativeanalysis, the combination of analysis of guarantee insurance in our country in the plight oftheory, legislation and practice, and according to the problems put forwardcountermeasures. Break through the bottleneck of guarantee insurance in our countrydevelopment, need a multi-pronged. The theoretical circle to strengthen research, providetheoretical guidance for the legislative and judicial practice. Perfect the guaranteeinsurance legislation, make the development of the guarantee insurance laws. Theinsurance industry to improve the level of business, improve the ability of risk prevention.At the same time, we should deepen the reform of the market economy system, set upperfect credit system, in order to ensure the development of insurance in our country, tocreate a good environment.