| Under the background of knowledge economy era， the enterprise intellectualproperty pledge financing is important for the production development of theenterprise strategic target and building an innovative nation. Enterprise intellectualproperty pledge financing business has just started in our country.，the relatedtheoretical research is relatively lag. Our country also did some beneficial attempt inthe practical field， but still exists some defects.In this paper， aiming at the existing problem of enterprise intellectual propertypledge financing system， through the research all over our country’s legislationand regulations and related policies. To better development the enterprise intellectualproperty pledge financing system to provide certain reference. This article is dividedinto four chapters， the background of enterprise intellectual property pledgefinancing system， the related basic theory，the problem of enterprise intellectualproperty pledge financing in our country and improving suggestion from severalaspects.The first part,introduction.Mainly analyzes the researchbackground,significance and literature review of research at home and abroad of theenterprise intellectual property pledge financing system. As well as the researchmethod of this paper,the innovation points, difficulties and shortcomings.The second part, the basic theory of enterprise intellectual property pledgefinancing. Mainly expounds the pledge right of intellectual property rights and rightsconcept, nature and characteristics as well as the difference between pledge andchattel pledge right. Then analyzed the concept and characteristics of the intellectualproperty pledge financing.Finally,the essence of situation analysis of the modes ofenterprise intellectual property pledge financing in our country.The third part, the existing problem of enterprise intellectual property pledgefinancing system in our country. after introducing the implementation of theenterprise intellectual property pledge financing in China, proposed some insufficientpoints which exists in the process of developing the system of our country`senterprise intellectual property pledge financing, including the lack of awareness ofenterprise for intellectual property right, related laws and regulations, the lank ofbanking support dynamics,the intellectual property review mechanism ofincomplete,in the process of financing risk hard control, inadequate governmentrole.The fourth part， the suggestions of perfecting our country’s enterpriseintellectual property pledge financing system. Aiming at the problems existing in thepractice， puts forward some suggestion， including perfecting the enterpriseintellectual property rights management mechanism， perfect the enterpriseintellectual property pledge financing laws， strengthen the bank on the support ofenterprise intellectual property pledge financing business， improve the mechanismof the intellectual property assessment，building risk prevention mechanism，createthe intellectual property rights trading market，give play to the government’s role inpromoting. |
