Disclaimer Study Of The Insurance Contract

Disclaimer of insurance contracts has been the focus and difficult problems in thetheory and practice of insurance law."Insurance Law" in2009revised therequirements of the insurance contracts Disclaimer effectiveness made someimprovements, but the complexity and specificity of the activities of insurers,legislative changes are not perfect, and the statute of limitations determines theresolution of this issue are a lot of difficulties. An unfair Disclaimer must beregulated in order to achieve the system of freedom of contract, the purpose ofmaintenance contract fairness and justice and the legitimate rights and interests ofthe parties. In view of this, China should learn from the experience of othercountries and build China’s national conditions, financial legislative,administrative, judicial regulation in an integrated mode of regulation. Feasibleway to find an effective solution to the effectiveness of the insurance contractsDisclaimer theory and practice of dispute.