The Research On Combinatorial Auction To Dispose Of Bad Assets Of State-owned Banks

The non-performing assets of banks is a great impact on the bank’s economicoperation, and hinder the bank better capital operation. It is there exists in the bank, hascaused great concern in China, but the recent ten years of bubble economy increaseseriously, caused the intense attention of the society and the people, to solve the bubbleeconomy, an economic means of the first and most important is to solve the bad capital.So the first problem of how to solve the bad bank capital, we must attach greatimportance and concern now, its solution is directly related to the bank’s capitaloperation, is directly related to the smooth operation of China’s economy. Therefore,combining with the actual situation, to explore the effective method to solve the badbank capital, thereby promoting the smooth operation of China’s economy, to protectour country’s democracy and people’s livelihood.This paper first summarizes the contents of this paper in general, and through thereview of research at home and abroad, the urgency and necessity of the disposal ofnon-performing assets of state-owned banks in China, this paper expounds the basictheory of the auction, the auction refers to a bid and is determined by the correspondingsystem price the integration of a specific mechanism, based on the basic definition,types of auction model is introduced, the feasibility analysis of then give combinatorialauction to dispose of bad assets of state-owned banks in China, discusses theclassification of non-performing assets of our country, the status quo and the causes andbank bad assets in our country and the necessity of combinatorial auction theory ofdisposal of non-performing assets. Thus, concluded, for the handling of non-performingassets of banks, combined with the auction law to solve is the most efficient way. Thenusing the non-performing assets disposal of Bank of combinatorial auction theory model,extension, extension of the model. Finally, the feasibility of giving advice and auctionfor the combination in this paper is based on the disposal of non-performing assets ofstate-owned banks in China, and gives the prospect of academic research in this area,looking forward to more comprehensive. The significance of this study is to bad assetsof state-owned banks disposal methods for innovation, hope to improve the efficiency of state-owned banks non-performing assets, reduce the loss of state-owned assets.