Research On International Trade Finance Of Small And Medium-sized Enterprises In China

For a long time, the small and medium-sized enterprises occupy an extremely important position in our national economy, the development of medium and small enterprises play a vital role in the economic development of our country. In2010, China officially became the world’s second largest economic entity, is the core part of global trade. Among them, the small and medium-sized enterprise is an important force that cannot be ignored in China’s foreign trade development. But at present, the rapid development of small and medium enterprises has been the funding constraints, trade financing has become an important problem in most small and medium-sized enterprises of our country are facing, the appeal is imminent.This paper analyzes the basic theory of international trade financing, starting from our country small and medium-sized enterprise international trade situation and facing the reality of the situation of financing of small and medium-sized enterprises, proposed encountered in international trade financing problem and investigate the root of the problem, combined, through the use of quantitative analysis and qualitative analysis and macro analysis microscopic analysis of combining research methods and literature analysis, descriptive statistical analysis based on the data collected, a qualitative analysis of a large number of documents, the small and medium-sized import and export trade enterprise financing difficult reason, exploration and analysis from the three aspects of macro policy, the financial system and the ability of medium and small enterprises in macroscopic and microcosmic combined with and finally solve the financing difficulties of small import and export trade enterprises shall be from the point of view of multi-channel construction of international trade financing system, which will provide accurate and comprehensive analysis of the problem, and the theoretical support for the thesis research purpose.The objective of the study is based on the analysis of China’s small and medium-sized enterprises in international trade financing status, and analysis of small and medium-sized enterprises in international trade financing difficulties, and puts forward through multiple channels of international trade financing system to alleviate the way and further solves the small and medium-sized enterprises in international trade financing predicament, cause our country small and medium-sized enterprise to get rid of international trade financing difficult situation international trade, improve the competitiveness of small and medium-sized enterprises in china.The innovation of this paper is related to the actual situation, the current, will cause the trade financing difficulties of small and medium-sized enterprises and Countermeasures in three aspects of macro policy, the financial mechanism, and the small and medium-sized enterprise own quality, construct multi-level, full range of small and medium-sized enterprises in international trade financing system, to keep the national macroeconomic policy, financial mechanism and the small and medium-sized enterprise own factor three distinct aspects organically, to avoid the causes and solutions of one-sided separate from the one or two aspects to find problems, resulting in not comprehensively and accurately and thoroughly understand and solve problems. Study on the method of contact between any from the social and economic background, the global economy and financial system and the mechanism of its own object of study factors of three are wrong. In the study of international trade financing of small and medium-sized enterprises of our country, must hold to interrelated indivisible viewpoint.The purpose of this paper is to face the small and medium-sized enterprise encountered in international trade financing problem and investigate the root of the problem, to explore and finally put forward to solve the difficulties in financing SMEs in international trade through the construction of the policy system, financial service system and small and medium-sized enterprises in international trade financing development system, so as to improve the international trade of SME financing environment, development and security active in the field of international trade of small and medium-sized enterprise stable and healthy, to improve China’s foreign trade competitiveness.