A Investment Guarantee Company Loan Guarantee Business Risk Control Process Optimization

Financing is an important part of modern financial service system, is a useful complement to traditional financial industry system, is to appear in the deepening of market economy background, the enterprise organization special financing services for small and medium-sized micro-enterprises and personal. As a kind of special financial services organization, investment Guarantee corporation still exist many problems and difficulties in terms of risk control, efficiency, value realization, especially because the policy, industry development level, the social credit system and other aspects of the impact and constraints, investment Guarantee Corporation, all financing Guarantee Corporation in the business development of the specific process, both there are huge profits at the same time, there are also many risks, especially in the aspect of risk control process problems and defects in itself, this is largely also increases the guarantee business potential risk.From the existing Guarantee Corporation A investment risk control business process settings, existing problems, main causes analysis, think A investment Guarantee corporation risk control business process mainly present review process is complex, repeat audit phenomenon obviously, review process and banking products God process repeats, docking system to evaluate system failed with banks and other financial organizations, there exist obvious differences in evaluation results, the company system has serious defects, problems of counter-guarantee cease to exist except in name, reason and the existence of these problems appear, one is the awareness of risk prevention is too strong, make some business approval process is too complex and repetitive, two is the optimal organization consciousness, the efficiency of business process management is relatively low, risk control thought is relatively weak, the three is not the evaluation system of A investment Guarantee Corporation and banks and other financial lending institutions are completely right, resulting in the A investment Guarantee corporation risk control process exists the problem of risk control effect, low operating efficiency, failed to achieve the desired goal. Therefore, based on the analysis of the empirical analysis, this paper brings forward A investment Guarantee Corporation guarantee business risk control process optimization idea, and from the implementation preparation, implementation and evaluation on the implementation effect and puts forward suggestions and countermeasures, provides some suggestions and Countermeasures feasible scheduling strategy for A investment Guarantee Corporation in the implementation of traffic flow, become an important reference for the implementation of the decision-making, and has universal reference significance for other investment and financing Guarantee Corporation business process optimization.