On The Innovation Of Government Administration Of The Civil Civil Finance In Our Country

Civil finance refers to various kinds of investment and capital loan activities not supervised by the government. According to Chinese reality, civil finance becomes an important supplement of formal finance, and playing a significant role in alleviating small and medium-sized enterprises’financing problem, supporting the development of local economy, promoting financial system efficiency, consummating local credit system, etc. The thorniest problem of the finance is how to regulate and guide the civil finance developing healthily, there is a close relationship between government management and the healthy development of the civil finance. Obviously, it undoubtedly has great theoretical and practical significance to research how the government should regulate and guide the civil finance developing healthily.We take the government policy-based financial inhibition theory, the public interest theory and public choice theory as the basic theoretical analysis framework in the research, and use methods as literature research, dialectical analysis, comparative method, case-study and other research methods to make a theoretical exploration and empirical analysis on the management of Chinese government of the civil finance.After the research there comes to a basic conclusion:as the supplement to the formal financial shortcomings and deficiencies, the civil finance can effectively solve the difficult financing problems of SMEs, its healthy development can promote the development of the social economy, and has significant effects in proving the family income.However, the improper managements of government, such as the concept of focousing on stability and lighting efficiency, over-control issues, single and backward methods, the absence of favorable measures and incentive policies, etc. hinder the civil finance from playing a positive role. Therefore, we need management innovations. Based on these above, we believe the government should establish the management concept that efficiency and stability cause equal attention, replace category management instead of rigid uniformity, improve monitoring capacity, and provide favorable measures and incentive policies, to solve the outstanding problems effectively.The paper is made up of six interrelated parts.Introduction accounts of the background and significance of the topics, analyzes a more detailed literature review and conceptual, at last,analyzes the research ideas and the basic content of the article.The second part states the concepts and theoretical basis related to or used in the paper. This section first introduces the concept of informal finance and civil finance, then, presents the theoretical analysis framework which may be used in the paper, including the public interest theory, public choice theory and the government policy-based financial inhibition theory.The third part analyzes the Status quo and the problems in the government guiding and regulating civil finance, what it resolves is that which aspects of issues in guiding and regulating the civil finance to our government.The fourth part analyzes and demonstrates the causes why it (they) will lead to these problems as the third part described above.On the base of part IV,Part V puts forward several countermeasures. Namely, the government should establish the management concept that efficiency and stability causing equal attention,replace category management instead of the rigid uniformity, improve monitoring capacity, and provide favorable measures and incentive policies,to make an management innovation.Part VI concludes the urgency and severity of our government guiding and regulating the civil financial, and that management is a systematic project. Therefore, we should begin with many aspects, through a multi-pronged approach.