LUOYANG City TR The Petty Loan Company Risk Management Problem Research

The petty loan company operations and business risk management research has the very important theory and realistic meaning. This article take the Luoyang city TR the petty loan company’s operations and risk management as the research object, and find the petty loan company needed for sustainable development system and legal environment.This paper firstly microfinance related literatures, this paper set up the theoretical framework, followed by the petty loan company risk management of domestic and international comparison, reference to the mature development experience of exploration. At the same time, in view of the Luoyang city TR microfinance company operation current situation undertook an analysis, pointed out that the Luoyang city TR the petty loan company’s operating characteristics, has not only its own unique business model, and to explore a new topic. Through the analysis of Luoyang city TR the petty loan company’s business model, analysis of the small loan company has its special time risk. And to all sorts of risk prevention is the Luoyang city TR microfinance company continuously operating condition.This article on how to guard against the risk occurs, put forward a series of mature system arrangement, and hope that through the establishment of risk warning mechanism, risk assessment and accountability, strengthen the risk identification, risk prevention and other multi-angle dissolve increase in Luoyang city TR microfinance company risk. Finally, the petty loan company continued operations needed macroscopical and microcosmic conditions are summarized, and put forward rationalization proposals.