Manage Efficiency Study On The Board Characteristics Of Commercial Banks

In2007the United States subprime crisis sweeping the globe, the internationalbanking especially developed countries, commercial banks have suffered heavy losses,resulting in its capital adequacy ratio of erosion, a decline in profitability, asset qualityworsening condition gradually.The United States of America financial crisis once againexposed the bank corporate governance issues, the international banking industry toaddress the financial crisis and crisis management mode and development direction putforward new challenge.Subprime mortgage crisis opened too many institutional defectsand flaws, people often reflect so raging storm where Erlai? Investigate its roots inAmerican corporate governance mechanism existence blemish.China had to follow theUnited States corporate governance mode, in the wake of the global financial crisis,perfect the corporate governance of commercial banks has become maintain nationaleconomic security and social stability of the important content.This paper to2007-2010years12domestic listed commercial bank’s annual reportdata as the research samples, empirical testing of the bank’s board of directors, theproportion of independent directors, the scale of board, board meetings, the boardcompensation characteristic variables and bank performance before (ROE) relationship.The results show that: the scale of board of directors and bank performance has apositive linear relationship but is not remarkable; the proportion of independentdirectors on the bank’s performance has a significant positive effect; the board annualmeeting times on the yearly bank performance have negative effect but is notremarkable; directors and Committee on banking performance have positive influence.The company management is a core content, how to improve the efficiency ofdirectorate governance is to improve the quality of the board is the key and the core ideaof the article.In this paper, the corporate governance of banks reform and model on thebase of discussing, penetrates into the internal bank, the board of directors, executivecompensation and arrangement of internal governance elements into the corporategovernance of banks category, formed a relatively complete bank board governanceframework.